Pangburn Consulting Group
Pangburn Consulting Group is a team of FinTech executives specializing in partnerships with Native American Tribes, investors, and lenders.
With over 30 years of combined experience in Tribal Economic Development, we provide:
– Capital solutions and portfolio management
– Customer acquisition and retention strategies
– Risk and underwriting analysis for maximum ROI
Our approach leverages advanced Machine Learning and Artificial Intelligence (ML + AI) to deliver data-driven results. In addition, we bring expertise in banking relationships and call center management, ensuring comprehensive support for your organization’s growth.
Why Pangburn
Brent McFarland and Ryan Stock are recognized leaders in the Tribal Lending industry. With deep hands-on experience and comprehensive service offerings, they understand the unique operational, legal, and compliance requirements of this highly specialized field.
What sets them apart:
– Proven expertise in Tribal Economic Development
– Hands-on leadership in complex financial operations
– A track record of aligning strategies with legal and regulatory frameworks
Extensive Industry Experience
Brent and Ryan bring decades of leadership and consulting expertise in Tribal Lending. They have partnered closely with:
– Tribal economic development entities
– Lenders and fintech companies
– Sovereign tribal nations
Their experience spans both tribal and non-tribal financial models, giving them a unique ability to tailor solutions that balance tribal sovereignty with federal compliance.
End-to-End Lending Solutions
Payment Processing
– Help tribes implement compliant, reliable solutions guided by latest NACHA guidelines, UDAAP standards, and consumer protection requirements.
Call Center & BPO Solutions
– Design and manage customized call center and back-office (BPO) operations vital for borrower engagement, loan servicing, and customer satisfaction.
Originations & Loan Management Systems
– Streamline loan origination workflows, credit decisioning, and implement or customize loan management systems (LMS) that meet regulatory and operational needs.
Collections Strategy
– Provide insights into collections practices that are both effective and compliant with federal, state, and tribal law to minimize reputational and legal risks.
Understanding of Tribal Sovereignty and Compliance
Pangburn Consulting brings deep expertise in:
– Tribal sovereignty frameworks and their application in lending
– Consumer lending laws (CFPB guidance, Truth in Lending Act, Fair Lending laws)
– Jurisdictional nuances affecting how tribal lenders operate across state lines
Proven Track Record
Brent and Ryan have built and advised successful tribal lending businesses known for ethical practices, transparency, and performance. Their long-standing partnerships with tribal nations and consistent success stores reinforce their credibility in this highly specialized space.
Strategic Vision and Customization
Rather than offering one-size-fits-all solutions, Pangburn works closely to:
– Align business models with cultural values and economic goals
– Develop custom roadmaps for sustainable revenue, employment opportunities, and sovereignty reinforcement through lending
Brent Mcfarland and Ryan Stock stand out in the tribal lending space because they combine:
– Deep regulatory expertise
– Practical operational knowledge
– A commitment to tribal sovereignty
– A track record of successful implementations
They don’t just consult—they embed themselves as strategic partners, guiding tribal lenders from inception to expansion while ensuring regulatory compliance, profitability, and long-term sustainability.
Why Brent Mcfarland and Ryan Stock Stand Out
They bring together:
– Deep regulatory expertise
– Hands-on operational knowledge
– Commitment to tribal sovereignty
– Proven track record of successful implementations
They don’t just consult, they partner with tribal lenders from inception to expansion, ensuring compliance, profitability, and long-term sustainability.